Woodbury Financial Services, Inc.

Richard Otto, Financial Advisor
Available by Appointment

151 North 4th Street
Elmwood, NE  68349

Mutual Funds, Annuities, Investments, IRA's

Mutual funds, variable products and other investments are not a deposit product, not insured by FDIC or any other agency of the Federal Government, or other obligations of any bank, are not guaranteed by any bank, or any other affiliated entity, are subject to investment risks, including possible loss of principal invested, and are not insured by the Securities Investors Protection Corporation (SIPC) as to loss of principal.

Securities offered through Woodbury Financial Services, Inc., a registered broker/dealer and member NASD/SIPC, Box 64284, St Paul, MN 55164. 800-800-2000

The operations of Woodbury Financial Services and Richard Otto are not related to or controlled by American Exchange Bank, and Mr. Otto is not employed by the bank.